"For All Your Financial Needs"
Lending Retirement Risk Insurance SMSF

Hartmann Planning is a boutique privately owned financial advice business specialising in personal comprehensive financial advice for over 700 clients nationwide.

We are privately owned ensuring we are positioned to provide you with advice you can trust. We are not owned / and /or, do not represent a bank, life insurance company, fund manager, or superannuation provider. You can be sure we put your interests before our own.

Our objective is to help you make smart decisions with your money so you achieve your financial goals. We listen to your issues and take the time to understand your needs, concerns, and values with a personalised approach, so our clients feel comfortable throughout the entire advice process.

We are experts in;

  • Superannuation Advice and Planning
  • Self-Managed Super Funds (SMSF)
  • Asset Allocation
  • Asset Protection
  • Retirement Planning
  • Personal Insurance - Life, TPD, Trauma, Income Protection
  • Business Insurance – Buy/Sell, Key Man, and Business Expenses Insurance
  • Risk Assessment and Management
  • Investment Strategy and Advice
  • Wealth Creation
  • Tax (financial) advice
  • Estate Planning strategies
  • Cash Flow Analysis and Budgeting
  • Debt Management Advice
  • Portfolio Monitoring and Reviews

Privately owned – the benefits to you

We hold our own Australian Financial Service Licence (AFSL) and are free from many of the inherent conflicts associated with an institutionally aligned network of advisers. Our commitment is to act in the best interests of you, our client, and to act honestly, professionally, fairly and objectively in the provision of financial services.

So why is conflict free advice important?

Investors want advice that is conflict free and delivered without a hidden agenda. Many advisers are licensed through a larger parent company. This parent company often provides the products the adviser sells. Advisers may also have ownership links or affiliations with product providers and are more likely to use their products over another. They may also receive incentives to use certain product.

Some examples are:

  • NAB owns MLC
  • CBA owns Colonial First State
  • Westpac owns BT Fund Manager and Asgard
  • AMP, more obvious

At Hartmann Planning, we have our own Australian Financial Services Licence (AFSL) so we are free to recommend any product that we believe will truly meet your needs. We are not constrained by having to offer product’s that are wholly owned by a parent company. Our advice is conflict free.

With us, you can be confident that you are getting advice, not a sales pitch for a predetermined product. The investments we recommended will be based on what you need. We choose for you the product that best suits your needs.

Our Core Values

You can be sure we hold ourselves accountable to values that are uncompromised.

We believe:

  • In putting the client’s interests before our own;
  • In providing advice based on evidence and research;
  • In maintaining our professional skills at a high level;
  • In providing advice that can be trusted
  • These values have enabled us to build strong and lasting relationships with our clients.


Your expectations for customer service will be exceeded

At Hartmann Planning, we do not have a financial solution in mind before you walk through the door.

We seek to understand your personal goals, and financial position in great detail before providing any advice.

Our advice will be specifically for you and not a one size fits all plan. Our strategy will focus on your needs, goals, concerns, and lifestyle and not provide standard advice for people your age.

We maintain an intimate ongoing relationship with each of our clients so they get all the care and support they need to achieve what is important to you.

We believe strongly in upholding our philosophy of always being available to our clients regardless of the size of their portfolio.

Hartmann Planning is a boutique company ran only by Tim and his wife, so you can ensure that there will never be a third party making any decisions for you or for the company. We believe that our company is your company.